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Here’s how to choose a student credit card
Credit Cards

Here’s how to choose a student credit card

A typical credit score will be determined based on certain factors like payment history, debts involved in by an individual, the length of a credit history, new credits and inquiries, credit mixes, etc. If you are a student, then this credit score will be required to qualify you in several ways in the future after graduation like borrowing a home or an auto loan, renting a house, getting a job, etc.
Salient features of cash back credit cards
Credit Cards

Salient features of cash back credit cards

Cash back credit card is an option of getting back a flat percentage of money while using a credit card for purchasing something. If a cardholder uses a credit card for everyday purchases as an alternative to using a debit card or cash, then the credit card company pay back this cash back amount to the cardholder on their total expenditures.
Must-know facts about credit cards for college students
Credit Cards

Must-know facts about credit cards for college students

Have you just joined college and are finding it quite challenging to manage the financial aspects of your education? Then it is high time you seriously thought about getting yourself a credit card for college students. There are umpteen benefits of gaining a credit card while you are in college itself.
All you need to know about the top credit cards
Credit Cards

All you need to know about the top credit cards

Currently, there are countless credit cards available in the market, but only one or few are right for you. Credit card companies are competitive and want to be your first preference, but the options offered by them is almost the same. For example, Ally Financial, JPMorgan Chase, U.S. Bank, and Wells Fargo released new cash-back cards in 2016.
Great credit cards with 0% balance transfer
Balance Transfer Credit Cards

Great credit cards with 0% balance transfer

Those who live with a credit card debt realize that they suffer from two things. One, the huge principle – the actual amount that was charged for the goods and services on the card. Second, the financial charges that are imposed each month and with each statement cycle, and the daily balance multiplies by one-twelfth of the card’s Annual Percentage Rate (APR).
Best credit cards for air miles
Credit Cards

Best credit cards for air miles

Airline miles or frequent flyer miles are a section of loyalty programs offered by airlines and or credit cards. If one uses them correctly, tons of money can be saved on traveling. However, credit card air miles are not that easy as they sound and there are many chances one can get confused before understanding its worth.
Great tips to dispute credit reports
Credit Cards

Great tips to dispute credit reports

Your credit reports show information regarding your place of residence, the method by which you pay your bills, any history of being sued or arrested, or of filing for bankruptcy. Companies that put your credit report together sell the information in it to others who need it to assess your credit applications.
How to apply for a debit card
Credit Cards

How to apply for a debit card

Debit cards have an inherent advantage over credit cards, especially for people who have a problem of controlling their buying instinct, as one can spend only as much as one has loaded on the card. It is believed that a debit card with rewards is an instrument to help people with poor credit score to improve the same.
Some popular Visa prepaid cards
Credit Cards

Some popular Visa prepaid cards

Prepaid cards at one time were the last option for the individuals who couldn’t meet all requirements. However, in the mainstream financial market, there is an inclusion of new elements and features in prepaid cards. Therefore, they are one of the most popularly used financial products by consumers today. Prepaid cards with the best 50 US banks and credit unions accounted $118.09 billion in spending at the merchants in 2013 and a 6.1% expansion from the previous year.
Here’s how to apply for a credit card
Credit Cards

Here’s how to apply for a credit card

A credit card is a popular financial product that allows you to borrow money. It enables you to acquire funds from your bank to make your payments which could be as small as a burger to as big as air tickets for an overseas trip. You can use the credit card as long as you pay back the debt before the stipulated deadline.
Get a good credit score and sleep easy
Credit Cards

Get a good credit score and sleep easy

What is a good credit score? Do you aspire to have a good credit score throughout your life? The answer to this should be yes because this is one of the major designing factors while you borrow money on getting a low-interest rate. The lender usually decides on deciding the factors for granting the loan.
Here’s how to pick a reward credit card
Credit Cards

Here’s how to pick a reward credit card

A reward card is a credit card with an incentive or ‘rewards’ for use, such as cash back, merchandise points or frequent flier points. Reward cards promote different types of reward schemes – some cards give you more incentives for spending in certain areas such as grocery and dining purchases, or travel.

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